Can I Obtain a Mortgage?

Posted by R_yn5_@_ul on

Happy Thursday!! 

So often I speak to potential homebuyers who never thought homeownership was an option. They think due to a mid to low credit score or unique job situations that buying a home is not an option for them. Well I’m here to tell you that is not the case. I work with lenders everyday that will work with credit scores as low as 620 and different job scenarios. Check out this article posted by Florida Realtors! 

https://www.floridarealtors.org/news-media/news-articles/2020/07/many-believe-they-cant-get-mortgage-and-theyre-wrong

If you have any questions regarding financing and possibly purchasing a home, I urge you to give me a call. I would love to have the opportunity to talk with you and connect you with a local lender that maybe able to help. Call me if you have any questions. (352) 577-9171

***Inherited Property***

Posted by R_yn5_@_ul on

Good Day All! 

I hope everyone is having a great week! Have you recently inherited a piece of property? If so, check out this latest article from Governor DeSantis. He just signed a bill that impacts some inherited property. If you have any questions please give me a call. I’m more than happy to help. (352) 577-9171 

https://www.floridarealtors.org/news-media/news-articles/2020/06/desantis-signs-bill-impacts-some-inherited-property

 

TBD NE 142nd Court ~ $15,000

Posted by R_yn5_@_ul on

 

  • 0.27 Acre Lot 
  • Zoned A-1 
  • Well and Power Pole in place 
  • Asking Price $15,000 

Beautiful tract of property located in the exclusive River site Community. Over a quarter of an acre with a large concrete slab, well and power pole. Land backs up to the forest. Private boat ramp accessing the Ocklawaha River with only residents. Bring boats and four wheelers. The Ocala National Forest, where you can enjoy freshwater springs, canoeing, kayaking, hiking, horseback, ATV trails, hunting, fishing.

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Be Careful About Forbearance On Your Mortgage

Rountree Realty Blog – Forbearance

Posted by R_yn5_@_ul on

During this pandemic, many people are stressed about finances and trying to find any way possible to make ends meet. Some homeowners are applying for mortgage forbearance through their banks while finding their way through this difficult time. The problem is, there is a lot of confusion and scrambling going on between banks or credit unions. Some people are saying lump-sum repayment is the only option, while others are saying that there will be a repayment plan that would run concurrently with your normal payments, or the possibility of a loan modification that would track the missed payments onto the end of your mortgage. This has created a communication lapse. If you apply for a forbearance, you need to know the terms. Every institution may be different, so make sure you fully understand what you are getting yourself into. Be careful and advocate for yourself. Check out this full article that Florida Realtors posted. As always call me if I can help in anyway! 

https://www.floridarealtors.org/news-media/news-articles/2020/05/loan-forbearance-advice-assume-nothing-check-everything

 

23400 NE 117 Court Rd Ft McCoy - Aerial

Deerback Lake Waterfront

Posted by R_yn5_@_ul on

23400 NE 117 Court Road Fort McCoy, FL 32134

370+’ of Deerback waterfront property is included on this .75 acre lot. Approx. 113′ of lakefront and approx. 257′ of canal front that includes boat ramp and dock. This 2 story home was built in 1987 and  includes newer metal roof, gutters and downspouts. Upstairs is screen porch overlooking awesome lake views and double french doors leading into the main home, where you will find 1 bedroom and 1 bathroom in the upstairs living square footage. Kitchen is cozy in size with real wood cabinets and includes side-by-side refrigerator, stove and microwave. Bedroom is nice sized and bathroom includes tub/shower. Window units keep the property comfortable during the spring and summer, no central heat at this time. Downstairs includes kitchen, living room, bedroom and bathroom; all need work at this time to make useable space again. 

Outside there is a concrete slab with covered metal carport currently being used as an outdoor summer kitchen. Also included is 16’x20′ open shed and 8’x13′ green house. The property is mostly  fenced with gates too.    

Located minutes to downtown Fort McCoy with grocery store, doctor office, pharmacy, hardware, gas station, pizza delivery and more. Close to Silver Springs which is great for kayaking, boating and outdoor activities. Ocala is just another 20 minutes away with Walmart, Lowes, Bealls, Outback and many more of your favorite restaurants. Gainesville(Home of Florida Gators) is only 50 minutes to downtown. If you’re a fisherman, hunter or simply love hiking, canoeing or kayaking you are in luck! Minutes to Ocklawaha River, Rodman Reservoir boat ramp, Ocala National Forest and many natural springs(Salt Springs, Silver Glen Springs, Juniper Springs) awaits your explorations. One of a kind property and location! Ready for new owners!

  • 370’+/- Waterfront
  • Upstairs – 1 Bedroom 1 Bathroom
  • Downstairs – 1 Bedroom 1 Bathroom 
  • 1,216 Sq Ft both floors
  • 0.75 Acre Waterfront Lot (Zoned R-4 Res. Mixed Use) 
  • Asking Price $ 115,000

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Lake Access Home

Posted by R_yn5_@_ul on

Kerr Shores Special w/ Lake Access – 24995 NE 130th Street Salt Springs, FL

Like new inside and out! This manufactured home was built in 2012 but was only used for seasonal use and it shows! As you arrive to this .23 acre fenced lot you will see oak trees providing great shade and lovely landscaped corner lot. The home has vinyl siding, architectural shingle roof, single car  concrete pad with metal covered carport (20×12). Also 2 nice size storage sheds with electric for all you toys and garden equipment. The home is 924 living square feet with 1 bedroom and 1 bathroom and has open floor plan. There are vinyl floors throughout entire home which make cleaning a breeze. Bedroom is spacious in size with walk in closet and super clean bathroom with shower. Home comes with all appliances(including washer and dryer), mostly furnished and ready for new owners!

 

Located in Salt Springs, FL, Kerr Shores subdivision includes access to Little Lake Kerr through Kerr Shores Club and yearly $125 fee. This includes club house, boat ramp, dock and property to use.  Located in the heart of the Ocala National Forest w/ beautiful Salt Springs swim area, boat launch and short ride to Lake George and the St. Johns River. Salt Springs is also home to miles and miles of ATV/SxS, Horseback and hiking trails. Great fishing year round in the many lakes, rivers and forest ponds, and don’t forget about the excellent hunting too. Close to local shopping including grocery store, Dollar General, hardware, gas station, great restaurants, entertainment and more. Only short 30 minute drive to Ocala or Palatka for all your needs.

    

  • 2 Bedrooms 
  • 1 Bathroom
  • 924 Sq Ft 
  • 0.23 Acre Lot (Zoned R-4 Residential) 
  • Asking Price  $ 64,900

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Why Hire a Realtor?

Posted by R_yn5_@_ul on

Good Morning!! 

I hope everyone is having a great week! Have you ever really thought about what a Realtor does? A lot of people think we just unlock and show houses,  but there is so much more that a true, professional Realtor does? I could think of 100 reasons why you should hire a professional Realtor, but below are my top 5 reasons!  

  • Code of Ethics – You would only hope that everyone would be honest during a real estate transactions. Realtors who belong to the National Association of Realtors, have agreed to abide by 17 rules to promote honesty and fairness. 
  • Insider Information – Full time Realtors work in this field everyday. We have the most up-to-date information and often know of things happening before anyone else does. 
  • Marketing Masters – Have you seen my marketing plan? (professional photography, 3-D tours, website, professional signage and so much more) Call me and let’s chat! 
  • Negotiators – For sellers the key is to get top dollar for your home. For buyers the key to get a good deal within the current market conditions. With 20+ years of experience I have helped buyers and sellers accomplish their goals!  
  • Real Estate Law – Realtors are constantly taking continuing education courses and keeping up with the latest real estate laws to protect YOU. 

If you’re thinking of buying or selling real estate call me! I would love to help. (352) 577-9171

13240 NE 247th Ct – $110k

Posted by R_yn5_@_ul on

“Salt Springs Delight” is what I like to call this beautiful 2008 Manufactured home located on 1.14 partially fenced acres. As you arrive you will see the home located on back portion of the acreage with chain link fenced front and back yard. Oak trees adorn the front yard and the property is surrounded by woods on 2 sides. Upon entering the home you will see cathedral ceiling, spacious open floor plan, dining area and huge kitchen. Kitchen has large island, lots of cabinets and counter space, walk-in pantry and includes range, refrigerator, dishwasher and microwave. Just off kitchen is an in inside laundry room with door leading to fenced back yard. Main bedroom is spacious in size, walk in closet, bathroom has garden tub, shower and double sink vanity. Guest bedrooms are cozy in size and also have walk in closets. Guest bath includes tub/shower enclosure and cabinets for linen and storage. Back yard is very private and has covered wood deck with a few small storage sheds for yard tools and more. Other features include new HVAC in 2015, water softener(salt system) and gutters/downspouts front and rear. This property is located minutes from several boat ramps and is ready for new owners. 

Located in the heart of the Ocala National Forest w/ beautiful Salt Springs swim area, boat launch and short ride to Lake George and the St. Johns River. Salt Springs is also home to miles and miles of ATV/SxS, Horseback and hiking trails. Great fishing year round in the many lakes, rivers and forest ponds, and don’t forget about the excellent hunting too. Close to local shopping including grocery store, Dollar General, hardware, gas station, great restaurants, entertainment and more. Only short 30 minute drive to Ocala or Palatka for all your needs.

 

CALL, TEXT or EMAIL to Schedule your Appointment Today!

 

  • 3 Bed   2 Bath
  • 1,404 Sq Ft 
  • 2008 Mobile Home 
  • 1.14 Acres Zoned A-1 (Agriculture) 
  • Asking Price $110,000

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Let’s Stay Connected-COVID19 Style!

Posted by R_yn5_@_ul on

Socializing from a distance ~ 

It’s easy right now to feel alone and disconnected from friends and family, but you’re not alone. Have you heard of Zoom or Google Hangouts? This is a great way to stay connected and socialize while remaining a safe distance! Check out 5 ways to virtually socialize, entertain and have fun while remaining socially distanced. 

  • Virtual Happy Hour  
  • Virtual Book Club 
  • Virtual Karaoke 
  • Virtual Cooking Club 
  • Virtual ANYTHING! 

And if you’re still feeling isolated,  please realize that you are not alone. This is not easy and I want to be a resource to our clients and community through good times and bad. If you and your family are in need of assistance, please reach out and let me know how I can help.  (352) 577-9171 or info@search352homes.com 

COVID-Preparation Checklist

Posted by R_yn5_@_ul on

Good Afternoon, Everyone! 

With everyone going right now during this pandemic the best thing you can do is try to be prepared! I create this checklist of items either to purchase or make sure you have available in your home. If there is anything I can do to help you during this difficult time please let me know! 

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