Silver City Mobile Home $73,500

Good Day All, 

 NEW LISTING!!!

Are you looking to live on quiet country dirt road with more trees, than neighbors? If so, then this is great location to call home. This 2 bedroom 2 bathroom home has been well maintained with new front deck, wheelchair ramp, laminate flooring in Living room, dining area and hallway. Kitchen has lots of cabinets and countertop space, plus all appliances are included. Additional features include metal roof, concrete drive, stucco skirting, cathedral ceiling, inside laundry room and 2 metal storage sheds(larger new shed does not convey with sale but can be purchased). Main bedroom and bathroom are spacious in size. Open floor plan with large living room, dining area make this home feel much larger. Ready for new owners to call home!

Close to Silver Springs which is great for kayaking, boating and outdoor activities. Located minutes to downtown Fort McCoy with grocery store, doctor office, pharmacy, hardware, gas station, pizza delivery and more. Ocala is just another 20 minutes away with Walmart, Lowes, Bealls, Outback and many more of your favorite restaurants. Gainesville(Home of Florida Gators) is only 50 minutes to downtown. If you’re a fisherman, hunter or simply love hiking, canoeing or kayaking you are in luck! Minutes to Ocklawaha River, Rodman Reservoir boat ramp, Ocala National Forest and many natural springs(Salt Springs, Silver Glen Springs, Juniper Springs) awaits your explorations. One of a kind property and location! Ready for new owners! 

 

  • 2 Bedrooms   2 Bathrooms 
  • 1,296 Living Sq Ft. 
  • 0.23 Acre Lot Zoned R-4 
  • 1992 Built Mobile Home 
  • Asking Price $73,500 

 

Please Call/Text (352) 577-9171 or Email Info@Search352Homes.com

Co-Signing a Mortgage Loan

Good Day Everyone, 

I hope you all are having a great week! Spring is right around the corner which often can be the busiest time of year for home sales. Lately, I’ve received several calls from first time home buyers in regards to purchasing a home. Often people think that if their credit and financial situation isn’t ideal, that they will just get a co-signer to sign on the mortgage. Are you aware of the risk of co-signing on a mortgage or any type of loan for that matter? Below, in my opinion, are the top 5 risk. 

  1. You’re 100% Responsible for the Loan – If the person you’re co-signing for loses their job or decides to quit making the payments, YOU’RE RESPONISIBLE TO PAY BACK THE LOAN. Just because you’re the “2nd person” or “backup” does not mean that you’re not responsible for the loan. 
  2. Credit Score – Co-signing on a loan will affect your credit score. Any delinquencies will appear on your credit score.
  3. Future Loans and Debts – Even if the primary borrower makes all payments on time and is in good standing, retailers and vendors will be notified that you have a mortgage loan in your name, even as a co-signer. 
  4. Your Financial Situation – Your finances will be reviewed to determine if the bank will approve the loan. You will need to provide bank statements, paystubs, tax returns, etc. ; just as if you were the primary borrower.
  5. Do Your Homework – Just remember without you, the primary borrower would not have been approved for this loan. Research and look into their income, debts, etc. before you financially obligate yourself to them and a loan. 

I hope you find the blog post helpful! If there is anything I can do to help please let me know. (352) 577-9171 or Info@Seach352Homes.com