Can I Obtain a Mortgage?

Posted by R_yn5_@_ul on

Happy Thursday!! 

So often I speak to potential homebuyers who never thought homeownership was an option. They think due to a mid to low credit score or unique job situations that buying a home is not an option for them. Well I’m here to tell you that is not the case. I work with lenders everyday that will work with credit scores as low as 620 and different job scenarios. Check out this article posted by Florida Realtors! 

https://www.floridarealtors.org/news-media/news-articles/2020/07/many-believe-they-cant-get-mortgage-and-theyre-wrong

If you have any questions regarding financing and possibly purchasing a home, I urge you to give me a call. I would love to have the opportunity to talk with you and connect you with a local lender that maybe able to help. Call me if you have any questions. (352) 577-9171

***Inherited Property***

Posted by R_yn5_@_ul on

Good Day All! 

I hope everyone is having a great week! Have you recently inherited a piece of property? If so, check out this latest article from Governor DeSantis. He just signed a bill that impacts some inherited property. If you have any questions please give me a call. I’m more than happy to help. (352) 577-9171 

https://www.floridarealtors.org/news-media/news-articles/2020/06/desantis-signs-bill-impacts-some-inherited-property

 

Why Hire a Realtor?

Posted by R_yn5_@_ul on

Good Morning!! 

I hope everyone is having a great week! Have you ever really thought about what a Realtor does? A lot of people think we just unlock and show houses,  but there is so much more that a true, professional Realtor does? I could think of 100 reasons why you should hire a professional Realtor, but below are my top 5 reasons!  

  • Code of Ethics – You would only hope that everyone would be honest during a real estate transactions. Realtors who belong to the National Association of Realtors, have agreed to abide by 17 rules to promote honesty and fairness. 
  • Insider Information – Full time Realtors work in this field everyday. We have the most up-to-date information and often know of things happening before anyone else does. 
  • Marketing Masters – Have you seen my marketing plan? (professional photography, 3-D tours, website, professional signage and so much more) Call me and let’s chat! 
  • Negotiators – For sellers the key is to get top dollar for your home. For buyers the key to get a good deal within the current market conditions. With 20+ years of experience I have helped buyers and sellers accomplish their goals!  
  • Real Estate Law – Realtors are constantly taking continuing education courses and keeping up with the latest real estate laws to protect YOU. 

If you’re thinking of buying or selling real estate call me! I would love to help. (352) 577-9171

Increase in Home Showings!

Posted by R_yn5_@_ul on

Happy Thursday! 

I hope everyone is doing well and managing through quarantine. Are you starting to feel like this is a new normal? Or are you still struggling with it? On the brighside, here is some great news regarding the real estate market! ShowingTime is a platform Realtors use to schedule showing appointments. Please see article below with statics showing an increase in showing appointments! 

https://www.floridarealtors.org/news-media/news-articles/2020/04/fla-home-showings-pick-after-bottoming-out-april-7

The past few listings I’ve had sold within days of hitting the market! Sale price are up for sellers and interest rates are low for buyers! Wanna buy or sell? Call me! (352) 577-9171 

Coronavirus and Real Estate

Posted by R_yn5_@_ul on

Happy Monday Everyone! 

I’ve had a lot of friends and customers call and ask “how is the coronavirus affecting real estate” ? Well we’re still selling homes, and I had a couple of listings go under contract last week within 24 hours of hitting the market! I’m sure the next few weeks will be interesting, but right now is still a great time to buy or sell real estate! Interest rates are at a low which is great for buyers! Inventory is extremely low which is great for sellers! Check out this video that Florida Realtors published regarding the coronavirus and real estate! 

https://www.floridarealtors.org/news-media/video-library/sharing/florida-realtors-legal-update-coronavirus-march-17-2020

If you have any questions or if I can help you in anyway please let me know! 

 

10 Year Market Trend

Posted by R_yn5_@_ul on

Good Day All, 

I keep saying this, but incase you all forgot HOUSING INVENTORY IS LOW! Here is a chart that shows you the decline of listings for sale in Marion County, over the past 10 years. If you have thought about selling now is the time! I have a portfolio of buyers waiting to find their perfect home! 

[Show thumbnails]

Please call me for all of your real estate needs! (352) 577-9171

November Events in Marion County!

Posted by R_yn5_@_ul on

Good Day Everyone! 

Here are just a few events going on around Marion County for the month of November! 

November 1st – First Friday Art Walk 

November 2nd – Ocala Downtown Market 

November 9th – Veteran Memorial Celebration 

November 23rd – Light Up Ocala 

November 30th (other dates as well) – Dickens Christmas-Holiday Exhibition 

For event locations, times and more information please visit.  ~  https://www.ocalamarion.com/events/ 

 

3 Bedrooom Citra Home – $95,000

Posted by R_yn5_@_ul on

 

  • 3 Bedroom
  • 1 Bathroom 
  • 2012 Construction 
  • 0.20 Acre Lot 
  • Zoned R-4 for Residential Mixed Use 
  • Asking Price $95,000

Hard to find a hurricane built, constructed home for under $100K…not anymore. This cute and clean 2012 built 3bedroom, 1bathroom home is ready for a new owner. Used as a seasonal vacation home for five weeks a year. Like new! Cozy galley style kitchen with plenty of oak cabinets laminate countertops, refrigerator and stove. D/W, garbage disposal, & plumbing to fridge hook-up ready for installation. Living room has a cathedral ceiling with lots of natural light. Tub/shower combo in the bathroom. Laundry/storage room with washer and dryer hookups. Tiled floors throughout the house. Forced heat for the winter months and window A/C for summer. Ductwork for central air. Priced to sell! 

[Show thumbnails]

Please Call/Text (352) 577-9171 or email Info@Search352Homes.com for more info

Co-Signing a Mortgage Loan

Posted by R_yn5_@_ul on

Good Day Everyone, 

I hope you all are having a great week! Spring is right around the corner which often can be the busiest time of year for home sales. Lately, I’ve received several calls from first time home buyers in regards to purchasing a home. Often people think that if their credit and financial situation isn’t ideal, that they will just get a co-signer to sign on the mortgage. Are you aware of the risk of co-signing on a mortgage or any type of loan for that matter? Below, in my opinion, are the top 5 risk. 

  1. You’re 100% Responsible for the Loan – If the person you’re co-signing for loses their job or decides to quit making the payments, YOU’RE RESPONISIBLE TO PAY BACK THE LOAN. Just because you’re the “2nd person” or “backup” does not mean that you’re not responsible for the loan. 
  2. Credit Score – Co-signing on a loan will affect your credit score. Any delinquencies will appear on your credit score.
  3. Future Loans and Debts – Even if the primary borrower makes all payments on time and is in good standing, retailers and vendors will be notified that you have a mortgage loan in your name, even as a co-signer. 
  4. Your Financial Situation – Your finances will be reviewed to determine if the bank will approve the loan. You will need to provide bank statements, paystubs, tax returns, etc. ; just as if you were the primary borrower.
  5. Do Your Homework – Just remember without you, the primary borrower would not have been approved for this loan. Research and look into their income, debts, etc. before you financially obligate yourself to them and a loan. 

I hope you find the blog post helpful! If there is anything I can do to help please let me know. (352) 577-9171 or Info@Seach352Homes.com 

Homestead Exemption-Marion County

Posted by R_yn5_@_ul on

 

Good Day All, 

I hope everyone is having a great week!! It’s such a busy time of year with holiday preparations, parties, shopping, and list goes on and on. If you purchased a home in 2018 and it’s your primary residence than this blog post is for you!! 

Please don’t forget to file for homestead exemption so you qualify for the tax break in 2019. Below is a link with instructions to apply online for homestead exemption for Marion County. 

http://bit.ly/HomesteadExemptionApplication

If you have any questions please contact me at (352) 577-9171 or Info@Search352Homes.com or Call Marion County Property Appraiser office at (352) 368-8300