Deferment and Forbearance

Posted by R_yn5_@_ul on

Good Day All, 

With all of the challenges that we’re facing due to the Coronavirus, I have had heard a lot of people wanting to know what their options are with their mortgage payments. We have all heard of the terms deferment and forbearance, but do you really know what they mean? 

Deferment – Allows borrowers to repay missed mortgage payments over time or add them to the end of their loan period. 

Forbearance – allows borrowers to temporarily stop making their mortgage payments without risk of foreclosure, but missed payments are typically due in one lump sum. 

I hope this helps! Before making any decisions I would recommend talking to a loan officer or your financial advisor. For all of your real estate needs please feel free to contact me! (352) 577-9171 

 

Stay Home, Stay Fit!

Posted by R_yn5_@_ul on

Happy Hump Day, 

I hope everyone is doing well. Are you having a hard time coming up with things to do while being quarantined? Now is a good time to stay home and stay fit! Use these workout ideas that require very little workout equipment! 

  • Jump Rope (2-3 minutues) 
  • Jumping Jacks (25 reps) 
  • Lunges (5 reps each leg) 
  • Push-ups (10-20 reps) 
  • Bodyweight Squats (10-20 reps) 
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Don’t forget ~ Stay Home, Stay Fit!

Let’s Stay Connected-COVID19 Style!

Posted by R_yn5_@_ul on

Socializing from a distance ~ 

It’s easy right now to feel alone and disconnected from friends and family, but you’re not alone. Have you heard of Zoom or Google Hangouts? This is a great way to stay connected and socialize while remaining a safe distance! Check out 5 ways to virtually socialize, entertain and have fun while remaining socially distanced. 

  • Virtual Happy Hour  
  • Virtual Book Club 
  • Virtual Karaoke 
  • Virtual Cooking Club 
  • Virtual ANYTHING! 

And if you’re still feeling isolated,  please realize that you are not alone. This is not easy and I want to be a resource to our clients and community through good times and bad. If you and your family are in need of assistance, please reach out and let me know how I can help.  (352) 577-9171 or info@search352homes.com 

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COVID-Preparation Checklist

Posted by R_yn5_@_ul on

Good Afternoon, Everyone! 

With everyone going right now during this pandemic the best thing you can do is try to be prepared! I create this checklist of items either to purchase or make sure you have available in your home. If there is anything I can do to help you during this difficult time please let me know! 

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Coronavirus Update

Posted by R_yn5_@_ul on

Happy Friday Everyone! 

The news and updates about the coronavirus changes daily. Florida Realtors posted this article regarding interest rates,  contract changes,  payment delays and small business aid. I hope you finds these updates helpful. If there is anything I can do to help you get through this trying time please let me know. 

https://www.floridarealtors.org/news-media/news-articles/2020/03/coronavirus-lot-changed-last-week-real-estate

Coronavirus and Real Estate

Posted by R_yn5_@_ul on

Happy Monday Everyone! 

I’ve had a lot of friends and customers call and ask “how is the coronavirus affecting real estate” ? Well we’re still selling homes, and I had a couple of listings go under contract last week within 24 hours of hitting the market! I’m sure the next few weeks will be interesting, but right now is still a great time to buy or sell real estate! Interest rates are at a low which is great for buyers! Inventory is extremely low which is great for sellers! Check out this video that Florida Realtors published regarding the coronavirus and real estate! 

https://www.floridarealtors.org/news-media/video-library/sharing/florida-realtors-legal-update-coronavirus-march-17-2020

If you have any questions or if I can help you in anyway please let me know! 

 

10 Year Market Trend

Posted by R_yn5_@_ul on

Good Day All, 

I keep saying this, but incase you all forgot HOUSING INVENTORY IS LOW! Here is a chart that shows you the decline of listings for sale in Marion County, over the past 10 years. If you have thought about selling now is the time! I have a portfolio of buyers waiting to find their perfect home! 

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Please call me for all of your real estate needs! (352) 577-9171

Mortgages Hit Lowest Point in 3 Years!

Posted by R_yn5_@_ul on

 

Happy Friday Everyone! 

Check out this latest article from FloridaRealtors! 30 year mortgages hits lowest point in the past 3 years! Just another reason why now is the perfect time to get preapproved for financing, and begin your home search! Here is contact information for a great local lender! John Celebre has a years of experience and is ready to help you with all of your financing needs!

https://www.floridarealtors.org/news-media/news-articles/2020/02/rate-drop-30-year-mortgages-hit-lowest-point-3-years

Call me today if you have any questions (352) 577-9171

John Celebre
Senior Loan Officer | Union Home Mortgage
NMLS 659576 | FL LO40458
(352) 289-1164
(352) 804-4310
jcelebre@unionhomemortgage.com
www.facebook.com/unionhomemortgagecorp/

www.unionhomemortgage.com/jcelebre
2609 SW 33 Street Unit 101, Suite #5 | Ocala, FL 34471

 

NOW is the time to BUY!

Posted by R_yn5_@_ul on

Good Day All, 

I hope everyone is having a great week! Did you know that you can save up to 16% by purchasing your home while the real estate season is slower? It’s true! The busiest time for real estate is typically April until November. Now is a great time to tour properties and  purchase your next home! I would love to help and be your Realtor! Call me today! (352) 577-9171

https://www.floridarealtors.org/news-media/news-articles/2020/02/study-its-16-cheaper-buy-now-late-2018