Can I Obtain a Mortgage?

Happy Thursday!! 

So often I speak to potential homebuyers who never thought homeownership was an option. They think due to a mid to low credit score or unique job situations that buying a home is not an option for them. Well I’m here to tell you that is not the case. I work with lenders everyday that will work with credit scores as low as 620 and different job scenarios. Check out this article posted by Florida Realtors! 

https://www.floridarealtors.org/news-media/news-articles/2020/07/many-believe-they-cant-get-mortgage-and-theyre-wrong

If you have any questions regarding financing and possibly purchasing a home, I urge you to give me a call. I would love to have the opportunity to talk with you and connect you with a local lender that maybe able to help. Call me if you have any questions. (352) 577-9171

***Inherited Property***

Good Day All! 

I hope everyone is having a great week! Have you recently inherited a piece of property? If so, check out this latest article from Governor DeSantis. He just signed a bill that impacts some inherited property. If you have any questions please give me a call. I’m more than happy to help. (352) 577-9171 

https://www.floridarealtors.org/news-media/news-articles/2020/06/desantis-signs-bill-impacts-some-inherited-property

 

TBD NE 142nd Court ~ $15,000

 

  • 0.27 Acre Lot 
  • Zoned A-1 
  • Well and Power Pole in place 
  • Asking Price $15,000 

Beautiful tract of property located in the exclusive River site Community. Over a quarter of an acre with a large concrete slab, well and power pole. Land backs up to the forest. Private boat ramp accessing the Ocklawaha River with only residents. Bring boats and four wheelers. The Ocala National Forest, where you can enjoy freshwater springs, canoeing, kayaking, hiking, horseback, ATV trails, hunting, fishing.

 

Be Careful About Forbearance On Your Mortgage

Rountree Realty Blog – Forbearance

During this pandemic, many people are stressed about finances and trying to find any way possible to make ends meet. Some homeowners are applying for mortgage forbearance through their banks while finding their way through this difficult time. The problem is, there is a lot of confusion and scrambling going on between banks or credit unions. Some people are saying lump-sum repayment is the only option, while others are saying that there will be a repayment plan that would run concurrently with your normal payments, or the possibility of a loan modification that would track the missed payments onto the end of your mortgage. This has created a communication lapse. If you apply for a forbearance, you need to know the terms. Every institution may be different, so make sure you fully understand what you are getting yourself into. Be careful and advocate for yourself. Check out this full article that Florida Realtors posted. As always call me if I can help in anyway! 

https://www.floridarealtors.org/news-media/news-articles/2020/05/loan-forbearance-advice-assume-nothing-check-everything

 

Lake Access Home

Kerr Shores Special w/ Lake Access – 24995 NE 130th Street Salt Springs, FL

Like new inside and out! This manufactured home was built in 2012 but was only used for seasonal use and it shows! As you arrive to this .23 acre fenced lot you will see oak trees providing great shade and lovely landscaped corner lot. The home has vinyl siding, architectural shingle roof, single car  concrete pad with metal covered carport (20×12). Also 2 nice size storage sheds with electric for all you toys and garden equipment. The home is 924 living square feet with 1 bedroom and 1 bathroom and has open floor plan. There are vinyl floors throughout entire home which make cleaning a breeze. Bedroom is spacious in size with walk in closet and super clean bathroom with shower. Home comes with all appliances(including washer and dryer), mostly furnished and ready for new owners!

 

Located in Salt Springs, FL, Kerr Shores subdivision includes access to Little Lake Kerr through Kerr Shores Club and yearly $125 fee. This includes club house, boat ramp, dock and property to use.  Located in the heart of the Ocala National Forest w/ beautiful Salt Springs swim area, boat launch and short ride to Lake George and the St. Johns River. Salt Springs is also home to miles and miles of ATV/SxS, Horseback and hiking trails. Great fishing year round in the many lakes, rivers and forest ponds, and don’t forget about the excellent hunting too. Close to local shopping including grocery store, Dollar General, hardware, gas station, great restaurants, entertainment and more. Only short 30 minute drive to Ocala or Palatka for all your needs.

    

  • 2 Bedrooms 
  • 1 Bathroom
  • 924 Sq Ft 
  • 0.23 Acre Lot (Zoned R-4 Residential) 
  • Asking Price  $ 64,900


Why Hire a Realtor?

Good Morning!! 

I hope everyone is having a great week! Have you ever really thought about what a Realtor does? A lot of people think we just unlock and show houses,  but there is so much more that a true, professional Realtor does? I could think of 100 reasons why you should hire a professional Realtor, but below are my top 5 reasons!  

  • Code of Ethics – You would only hope that everyone would be honest during a real estate transactions. Realtors who belong to the National Association of Realtors, have agreed to abide by 17 rules to promote honesty and fairness. 
  • Insider Information – Full time Realtors work in this field everyday. We have the most up-to-date information and often know of things happening before anyone else does. 
  • Marketing Masters – Have you seen my marketing plan? (professional photography, 3-D tours, website, professional signage and so much more) Call me and let’s chat! 
  • Negotiators – For sellers the key is to get top dollar for your home. For buyers the key to get a good deal within the current market conditions. With 20+ years of experience I have helped buyers and sellers accomplish their goals!  
  • Real Estate Law – Realtors are constantly taking continuing education courses and keeping up with the latest real estate laws to protect YOU. 

If you’re thinking of buying or selling real estate call me! I would love to help. (352) 577-9171

13240 NE 247th Ct – $110k

“Salt Springs Delight” is what I like to call this beautiful 2008 Manufactured home located on 1.14 partially fenced acres. As you arrive you will see the home located on back portion of the acreage with chain link fenced front and back yard. Oak trees adorn the front yard and the property is surrounded by woods on 2 sides. Upon entering the home you will see cathedral ceiling, spacious open floor plan, dining area and huge kitchen. Kitchen has large island, lots of cabinets and counter space, walk-in pantry and includes range, refrigerator, dishwasher and microwave. Just off kitchen is an in inside laundry room with door leading to fenced back yard. Main bedroom is spacious in size, walk in closet, bathroom has garden tub, shower and double sink vanity. Guest bedrooms are cozy in size and also have walk in closets. Guest bath includes tub/shower enclosure and cabinets for linen and storage. Back yard is very private and has covered wood deck with a few small storage sheds for yard tools and more. Other features include new HVAC in 2015, water softener(salt system) and gutters/downspouts front and rear. This property is located minutes from several boat ramps and is ready for new owners. 

Located in the heart of the Ocala National Forest w/ beautiful Salt Springs swim area, boat launch and short ride to Lake George and the St. Johns River. Salt Springs is also home to miles and miles of ATV/SxS, Horseback and hiking trails. Great fishing year round in the many lakes, rivers and forest ponds, and don’t forget about the excellent hunting too. Close to local shopping including grocery store, Dollar General, hardware, gas station, great restaurants, entertainment and more. Only short 30 minute drive to Ocala or Palatka for all your needs.

 

CALL, TEXT or EMAIL to Schedule your Appointment Today!

 

  • 3 Bed   2 Bath
  • 1,404 Sq Ft 
  • 2008 Mobile Home 
  • 1.14 Acres Zoned A-1 (Agriculture) 
  • Asking Price $110,000



 

Increase in Home Showings!

Happy Thursday! 

I hope everyone is doing well and managing through quarantine. Are you starting to feel like this is a new normal? Or are you still struggling with it? On the brighside, here is some great news regarding the real estate market! ShowingTime is a platform Realtors use to schedule showing appointments. Please see article below with statics showing an increase in showing appointments! 

https://www.floridarealtors.org/news-media/news-articles/2020/04/fla-home-showings-pick-after-bottoming-out-april-7

The past few listings I’ve had sold within days of hitting the market! Sale price are up for sellers and interest rates are low for buyers! Wanna buy or sell? Call me! (352) 577-9171 

7 Tips for Mastering Zoom Meetings!

Good Day, 

Over the past month or so we have all had to conform to new ways of communicating! Use these 7 tips to master your next Zoom conference call! If you haven’t checked out Zoom you must! It’s also a great way to just stay connected with friends and family! 

  • Test Meetings – Set up a test meeting before your first “real” Zoom meeting.
  • Join Early – Test equipment and make sure everything is working properly.  
  • Avoid Hackers – Require a PW for your meeting. 
  • Mute Option – Remind everyone of the mute option. 
  • Scheduling – Schedule meetings at “off” times to avoid interruptions. 
  • Turn Off Alerts – Silence phones and notifications while in meetings.
  • Chatroom – Use your chat room for questions and recognition.

Stay Home, Stay Fit!

Happy Hump Day, 

I hope everyone is doing well. Are you having a hard time coming up with things to do while being quarantined? Now is a good time to stay home and stay fit! Use these workout ideas that require very little workout equipment! 

  • Jump Rope (2-3 minutues) 
  • Jumping Jacks (25 reps) 
  • Lunges (5 reps each leg) 
  • Push-ups (10-20 reps) 
  • Bodyweight Squats (10-20 reps) 

Don’t forget ~ Stay Home, Stay Fit!