Can I Obtain a Mortgage?

Happy Thursday!! 

So often I speak to potential homebuyers who never thought homeownership was an option. They think due to a mid to low credit score or unique job situations that buying a home is not an option for them. Well I’m here to tell you that is not the case. I work with lenders everyday that will work with credit scores as low as 620 and different job scenarios. Check out this article posted by Florida Realtors! 

https://www.floridarealtors.org/news-media/news-articles/2020/07/many-believe-they-cant-get-mortgage-and-theyre-wrong

If you have any questions regarding financing and possibly purchasing a home, I urge you to give me a call. I would love to have the opportunity to talk with you and connect you with a local lender that maybe able to help. Call me if you have any questions. (352) 577-9171

***Inherited Property***

Good Day All! 

I hope everyone is having a great week! Have you recently inherited a piece of property? If so, check out this latest article from Governor DeSantis. He just signed a bill that impacts some inherited property. If you have any questions please give me a call. I’m more than happy to help. (352) 577-9171 

https://www.floridarealtors.org/news-media/news-articles/2020/06/desantis-signs-bill-impacts-some-inherited-property

 

TBD NE 142nd Court ~ $15,000

 

  • 0.27 Acre Lot 
  • Zoned A-1 
  • Well and Power Pole in place 
  • Asking Price $15,000 

Beautiful tract of property located in the exclusive River site Community. Over a quarter of an acre with a large concrete slab, well and power pole. Land backs up to the forest. Private boat ramp accessing the Ocklawaha River with only residents. Bring boats and four wheelers. The Ocala National Forest, where you can enjoy freshwater springs, canoeing, kayaking, hiking, horseback, ATV trails, hunting, fishing.

 

Be Careful About Forbearance On Your Mortgage

Rountree Realty Blog – Forbearance

During this pandemic, many people are stressed about finances and trying to find any way possible to make ends meet. Some homeowners are applying for mortgage forbearance through their banks while finding their way through this difficult time. The problem is, there is a lot of confusion and scrambling going on between banks or credit unions. Some people are saying lump-sum repayment is the only option, while others are saying that there will be a repayment plan that would run concurrently with your normal payments, or the possibility of a loan modification that would track the missed payments onto the end of your mortgage. This has created a communication lapse. If you apply for a forbearance, you need to know the terms. Every institution may be different, so make sure you fully understand what you are getting yourself into. Be careful and advocate for yourself. Check out this full article that Florida Realtors posted. As always call me if I can help in anyway! 

https://www.floridarealtors.org/news-media/news-articles/2020/05/loan-forbearance-advice-assume-nothing-check-everything

 

Lake Access Home

Kerr Shores Special w/ Lake Access – 24995 NE 130th Street Salt Springs, FL

Like new inside and out! This manufactured home was built in 2012 but was only used for seasonal use and it shows! As you arrive to this .23 acre fenced lot you will see oak trees providing great shade and lovely landscaped corner lot. The home has vinyl siding, architectural shingle roof, single car  concrete pad with metal covered carport (20×12). Also 2 nice size storage sheds with electric for all you toys and garden equipment. The home is 924 living square feet with 1 bedroom and 1 bathroom and has open floor plan. There are vinyl floors throughout entire home which make cleaning a breeze. Bedroom is spacious in size with walk in closet and super clean bathroom with shower. Home comes with all appliances(including washer and dryer), mostly furnished and ready for new owners!

 

Located in Salt Springs, FL, Kerr Shores subdivision includes access to Little Lake Kerr through Kerr Shores Club and yearly $125 fee. This includes club house, boat ramp, dock and property to use.  Located in the heart of the Ocala National Forest w/ beautiful Salt Springs swim area, boat launch and short ride to Lake George and the St. Johns River. Salt Springs is also home to miles and miles of ATV/SxS, Horseback and hiking trails. Great fishing year round in the many lakes, rivers and forest ponds, and don’t forget about the excellent hunting too. Close to local shopping including grocery store, Dollar General, hardware, gas station, great restaurants, entertainment and more. Only short 30 minute drive to Ocala or Palatka for all your needs.

    

  • 2 Bedrooms 
  • 1 Bathroom
  • 924 Sq Ft 
  • 0.23 Acre Lot (Zoned R-4 Residential) 
  • Asking Price  $ 64,900


“Rolling Greens Mini Farm”

Mini Farm Delight – 7107 NE 192nd Place, Citra

Beautiful 2.27 acre mini farm with great location in Citra, Florida with quick and easy access to Ocala or Gainesville via 441/301. This farm has everything you need to operate a small farm with pole barn w/ running water, several fenced/cross fenced(less than 1 year old) paddocks currently being used for cattle and goats. There is also a custom chicken coop, raised bed gardens, irrigation and more. As you arrive there is a gated entrance with concrete driveway leading to the 2 car garage and beautifully landscaping. The sidewalk entrance is warm and inviting, boast a country porch and seating to enjoy the sunsets. Upon entering the home you see soaring cathedral ceilings, laminate flooring, huge living room and lots of natural light. To the left is dining room just off the kitchen with lots of wood cabinets, plenty of counter space for entertaining or preparing a meal for the family. Kitchen appliances are newer and include built in beverage fridge too. On South side of the home is large main bedroom with tray ceiling, private office, his and hers closets and awesome bathroom with garden tub , tiled shower, privacy toilet, double sink vanity and bluetooth exhaust fan speaker too. The additional bedrooms are all very nice sized with walk-in closets in 2 rooms. 2nd bath has been completely renovated(3 years ago) with new plumbing, 12″ tiled floors and shower w/ glass enclosure. Lots of storage with laundry room and linen closet in hallway. There is a set of french doors of the East side of living room leading to enclosed tiled lanai with 1/2 bath and leads to huge brick paver patio.  

After long day working on the farm relax in your above ground swimming pool with wrap around deck and covered area. Liner has been upgraded within last 2 years and pool pump is new. There is also 16’x14′ utility building to store all of your farm supplies. Water softener is less than a year old, HVAC and all mechanicals are serviced regularly and everything is turn key, ready to go.

Citra, Florida is known as the home of the pineapple orange, (originally called the Hickory orange) a name coined in 1883 for an orange (fruit) with an aroma reminiscent of the pineapple. Citra has two buildings on the National Register of Historic Places: The Citra Methodist Episcopal Church and the Armstrong House. It is home to a University of Florida Institute of Food and Agricultural Sciences plant research facility. Some funs things to do include visiting Animal Rescue Sanctuary or stop by The Orange Shop for fresh squeezed Florida Orange Juice or some cool merchandise. Skunkie Acres offers horse back riding and every local loves visiting Crones Cradle Conserve with great outdoor gardens and country store full of local homemade foods and stuff. Located just short drive to Ocala or Gainesville, don’t miss this great property surrounded by horse country. 

  • 2.27 Fenced Acres

  • 4 bedrooms / 2.5 Bathrooms

  • 2236 Living Square Feet

  • Pool w/ Deck

  • Fenced Paddocks w/ water, Pole Barn, Chicken coops + more

  • ASKING PRICE $285,000



 

Why Hire a Realtor?

Good Morning!! 

I hope everyone is having a great week! Have you ever really thought about what a Realtor does? A lot of people think we just unlock and show houses,  but there is so much more that a true, professional Realtor does? I could think of 100 reasons why you should hire a professional Realtor, but below are my top 5 reasons!  

  • Code of Ethics – You would only hope that everyone would be honest during a real estate transactions. Realtors who belong to the National Association of Realtors, have agreed to abide by 17 rules to promote honesty and fairness. 
  • Insider Information – Full time Realtors work in this field everyday. We have the most up-to-date information and often know of things happening before anyone else does. 
  • Marketing Masters – Have you seen my marketing plan? (professional photography, 3-D tours, website, professional signage and so much more) Call me and let’s chat! 
  • Negotiators – For sellers the key is to get top dollar for your home. For buyers the key to get a good deal within the current market conditions. With 20+ years of experience I have helped buyers and sellers accomplish their goals!  
  • Real Estate Law – Realtors are constantly taking continuing education courses and keeping up with the latest real estate laws to protect YOU. 

If you’re thinking of buying or selling real estate call me! I would love to help. (352) 577-9171

13240 NE 247th Ct – $110k

“Salt Springs Delight” is what I like to call this beautiful 2008 Manufactured home located on 1.14 partially fenced acres. As you arrive you will see the home located on back portion of the acreage with chain link fenced front and back yard. Oak trees adorn the front yard and the property is surrounded by woods on 2 sides. Upon entering the home you will see cathedral ceiling, spacious open floor plan, dining area and huge kitchen. Kitchen has large island, lots of cabinets and counter space, walk-in pantry and includes range, refrigerator, dishwasher and microwave. Just off kitchen is an in inside laundry room with door leading to fenced back yard. Main bedroom is spacious in size, walk in closet, bathroom has garden tub, shower and double sink vanity. Guest bedrooms are cozy in size and also have walk in closets. Guest bath includes tub/shower enclosure and cabinets for linen and storage. Back yard is very private and has covered wood deck with a few small storage sheds for yard tools and more. Other features include new HVAC in 2015, water softener(salt system) and gutters/downspouts front and rear. This property is located minutes from several boat ramps and is ready for new owners. 

Located in the heart of the Ocala National Forest w/ beautiful Salt Springs swim area, boat launch and short ride to Lake George and the St. Johns River. Salt Springs is also home to miles and miles of ATV/SxS, Horseback and hiking trails. Great fishing year round in the many lakes, rivers and forest ponds, and don’t forget about the excellent hunting too. Close to local shopping including grocery store, Dollar General, hardware, gas station, great restaurants, entertainment and more. Only short 30 minute drive to Ocala or Palatka for all your needs.

 

CALL, TEXT or EMAIL to Schedule your Appointment Today!

 

  • 3 Bed   2 Bath
  • 1,404 Sq Ft 
  • 2008 Mobile Home 
  • 1.14 Acres Zoned A-1 (Agriculture) 
  • Asking Price $110,000



 

17076 NE 141st Court

17076 NE 141 Street Fort McCoy, FL 32134

More trees than neighbors! This property is located on 3.22 +/- acres with very well kept single wide manufactured home, built in 2005. Home is 2 bedrooms, 2 bathrooms with 960 living square feet and includes cathedral ceilings and open floor plan. Kitchen has lots of cabinets and counter space with all appliances included(electric range, dishwasher, refrigerator). Laminate flooring in living room, hall and main bedroom was installed within last 3 years and guest bedroom has new carpet as well. Large front covered wood deck is 1.5 years old, well replaced 1 year ago with additional irrigation well too. Screen room w concrete slab is located on rear of the home and overlooks fenced yard and storage shed. Front yard is also fenced with several gates. Don’t miss this great property! 

Located minutes to downtown Fort McCoy with grocery store, doctor office, pharmacy, hardware, gas station, pizza delivery and more. Close to Silver Springs which is great for kayaking, boating and outdoor activities. Ocala is just another 20 minutes away with Walmart, Lowes, Bealls, Outback and many more of your favorite restaurants. Gainesville(Home of Florida Gators) is only 50 minutes to downtown. If you’re a fisherman, hunter or simply love hiking, canoeing or kayaking you are in luck! Minutes to Ocklawaha River, Rodman Reservoir boat ramp, Ocala National Forest and many natural springs(Salt Springs, Silver Glen Springs, Juniper Springs) awaits your explorations.  Ready for new owners! 

Call, Text or Email to Schedule Your Showing!

  • 2005 Mobile Home
  • 2 Bedrooms
  • 2 Bathrooms
  • 960 Living Sq Ft 
  • Asking Price $101,000

0.46 acres and home will be for $70k



 

Coronavirus and Real Estate

Happy Monday Everyone! 

I’ve had a lot of friends and customers call and ask “how is the coronavirus affecting real estate” ? Well we’re still selling homes, and I had a couple of listings go under contract last week within 24 hours of hitting the market! I’m sure the next few weeks will be interesting, but right now is still a great time to buy or sell real estate! Interest rates are at a low which is great for buyers! Inventory is extremely low which is great for sellers! Check out this video that Florida Realtors published regarding the coronavirus and real estate! 

https://www.floridarealtors.org/news-media/video-library/sharing/florida-realtors-legal-update-coronavirus-march-17-2020

If you have any questions or if I can help you in anyway please let me know!